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Veda
The UK, US, and AUS all share so many things - a language, many aspects of culture, morals/standards, etc. So it always is surprising and interesting to me to learn about things in other countries that are different. Among the differences are words. I just read this sentence from a memo from Nalian's company (the UK office) about an upcoming conference:

QUOTE
For the gala dinner there is no specific dress code although again jeans and shorts should be avoided out of preference! Of course, if you feel  like putting on your gladrags, that would be very acceptable.


Hee, gladrags! That is a bizarre word.

What things do you find different and strange in other English speaking countries?

(let's keep political practices out of this, please)
Mirren
Wow, where to start? I adore all the differences between North American and British English, and never cease to be intrigued and entertained by them. For example, the announcement "at this time, we will deplane" to mean that passengers may now disembark from a plane. Or "fannypack" - I'll never be mature enough not to snigger at that one.

One thing that's striking is all the words derived from French that we use in the UK that aren't understood elsewhere: cafetiere, courgette, mange tout, aubergine. And all our minor swearwords, used to good effect by the Buffy writers.

I had no idea "gladrags" was not a word in common use in the US. Presumably it's easy to figure out what it means?

On a cultural level, I find Americans (and to a lesser extent, Canadians) to be incredibly polite. I mean, we Brits are supposed to be the polite ones, but no-one here ever calls people "sir" or "ma'am". Yet on the other hand, in the States complete strangers will march up to you and announce "I have a question!" (eg, where did you get your shirt/ where is your accent from) - which sounds really abrupt to my ears.

Another big difference is the amount we drink. In North America I always feel like a complete alkie.

Vive la difference! It's what makes travel so interesting.
Ambrose's Auntie
When I was in the US last year, I remember being in a hotel having just met my touring mates when we were heading back to our rooms. When we got in the lift, I said: "Look at the colour of the walls in this lift" (they were this hot dusty pink shade). They all started giggling at me and pointing out that I said "lift", instead of elevator. That was when the word difference really hit me.
mjforty
QUOTE
Hee, gladrags! That is a bizarre word.


I have to say, Veda, that I have heard the word "gladrags" used frequently in my lifetime. Perhaps it is more of an age thing rather than a cultural thing.

One of the things that stood out for me when I visited London (other than the fact that there were no drive-thrus that I could find), was the visible start I got from a waiter when I ordered coffee before my meal. When I asked my friend why the waiter had looked at me so strange, she said that it's very unusual for people to order coffee with their meal in England, that it's always considered an after-meal drink.

Also, we got in a verbal tug-of-war over a tip I left. We were at that restaurant in the basement of Harrod's and we were there with her parents (who were very picky and kept sending things back) and a 7-year old (also picky and also sending things back) and we ran our poor waitress ragged. I refused to even think about leaving this poor woman a 10% tip which is what I was told was standard. But my friend was giving me a hard time because I was starting out with a 20% tip (which is the standard in Los Angeles, at least) and then adding onto that. She felt that giving 15% was enough since 10% was standard. But I just couldn't see leaving 15% since it seemed so low to me. I had to leave more than 20% so that I would feel I had truly rewarded her. It didn't seem like a reward to me if I was going to leave less than I would have left an average waitress in the States. We went back and forth for a bit and finally, I just ended the disucssion with "It's my money. I'll do with it what I want." What's funny is, as we were leaving, the waitress was by the stairs and was saying good-bye to us and the 7-year old went up to her and said "We left you lots of money for being so nice." She then pointed to my friend and said "She didn't want us to do it but we did it anyways." Hee. My friend turned bright red. The waitress also got a good chuckle out of it.
Boliver
I have no idea what "gladrags" are, and the only guesses I can think of are really gross.

It's funny that you say that about feeling like an alkie in the US, Mirren; I noticed that people from other countries seem to assume more often that alcohol is a given in life. Not the amount, necessarily, but its presence. I don't drink at all -not an "alcohol is evil" type of thing, but a "my brain is wacky enough without any imbibed chemicals making it more that way" thing.
Khari
Gladrags are your best clothes.

Speaking of, I'm sure Rod Stewart wasn't thinking of these gladrags when he was a' songwritin'. Ack.
Pandrea
Eww - why are they patterned? Why?

I must admit the only time I ever hear that word is in the song Khari refers to, Handbags And Gladrags by Rod Stewart, recently covered by the Stereophonics (and the theme tune to The Office). They're kind of party clothes, as in, for glad occasions, I guess.

I find American shopkeepers very nice and friendly, generally. They often seem to have a way of saying hello when you enter that doesn't seem the same as the intrusive 'can I HELP you? (if not get out of my shop now!)' that we get here. People saying hello on the street to you is nice too. I never quite understood the bit in Crocodile Dundee where he's saying hello to people in New York and they're all amazed. I've found that it's more the opposite.

Tipping is always a mystery to me. Given that I can't count, I probably always either tip too much or too little when I'm in restaurants, whichever country it is.

I have definitely noticed the alcohol thing, which is obviously not shared by Brits and Aussies/Kiwis. I wonder if the lesser importance of it in the US is a hangover (ho ho) from Prohibition or anything to do with there being a more religious culture?
Ambrose's Auntie
Pandrea, I'm with you on the tipping. When you grow up in a country where the taxi driver is more inclined to round the fare down so he doesn't have to deal with giving you change, tipping is so unnatural. I've always tipped when I received good service, but there were a few times in the US when I didn't want to tip because the service was pretty awful. However, one of the incredibly lovely people I met explained the whole "live off their tips" thing for people in the service industry in the US, so I got over it.
kmm56
QUOTE
I never quite understood the bit in Crocodile Dundee where he's saying hello to people in New York and they're all amazed. I've found that it's more the opposite.

Really? Wow. That's something I've actually noticed as a cultural difference within the US, even.

I mean, I've never found NYC to be as unfriendly as it's portrayed, just fast-paced. But I find that in the Midwest and West (I don't know the actual west coast as well) people want to chat quite a bit more - there's less of a personal bubble. I miss it. I'm pro-personal bubble. Yankee at heart, I guess.

(Er, translation: Yankees are from New England, basically, though I'm actually from upstate New York which isn't really New England but personally I think we ought to qualify, we're only about forty miles away.)
mjforty
Yeah, I'm with you, kmm. I'm definitely pro-personal bubble. My sister lives in a small town about an hour and a half outside of Chicago. I was walking her dog and when I'd pass people on the street, they'd say hello to me and it startled me. I'm used to the "head up, walk fast, no direct eye contact" manner of walking. When we went to a local diner and the waitress started grilling me about where I lived, what I did for a living, what I did for fun, I was completely thrown for a loop. When she left, I whispered to my sister "Why is she so nosy?" My sister laughed and said she was just being friendly. But in my world, giving out personal information can be dangerous so it seemed invasive.

I have noticed that people in Los Angeles are less likely to chat while you're in line. In Chicago, you can make an instant friend if you have to wait more than two minutes for something. In Los Angeles, no one wants to talk.

As for the alcohol thing, this also might be geographical since I have noticed that I tend to drink more than my friends do. People in the Midwest do tend to drink more than Californians do. I have also noticed the lack of real drinking at the Cons that I've attended. I still tend to by alcohol like I'm getting ready for a party in Chicago and I now have a shelf full of liquor that I'm never going to drink. At the latest West Wing Con, I threw I bought 6 bottles of white wine and 6 bottles of red for the entire weekend and still came home with 5 bottles of red and 4 bottles of white. My family can go through more wine than that in a night and I was in a hotel room with 24 other people. Someone else bought beer and went home with most of that. I have to say that I was startled to be at a London pub and find it closed at midnight. That's awfully early for me. Most of the bars in the U.S. stay open until 2:00 a.m.

As for tipping, it's true that waitstaff gets a sizable portion of their salary from tips but that's no excuse for bad service. If I get a lousy waiter, I will not tip them. Of course, the service has to be horrendous. I also try to determine if my bad service is due to something that is out of the hands of the waitperson. For example, is there only one waiter for a large number of tables? Has management not scheduled enough waiters and is my waiter having to do the work of two or more people? If that's so, I tend to tip normally (unless the waiter gives me attitude) because it's not the waiter's fault that management screwed up.
kmm56
So I met this woman in grad school, and discovered that the year before we'd both lived in the same town in New Jersey, though we'd never met.

"How did you like it?" I asked.

"Actually, I thought it was kind of unfriendly."

"Really? I didn't think so. I mean, sometimes if you went into the upperscale stores looking skanky and college-student-with-a-backpack they looked at you funny, but... why did you think it was unfriendly?"

"Well, I'd say hello to people and they wouldn't say hello back!"

<pause>

"Like, to people you didn't know?"

"Yeah."

"Oh. Well, see, they thought you were nuts. Or possibly that you were going to mug them."

She was from a small town in Ohio. Different culture. (Actually, one or another of the student publications at Princeton had a "why aren't we friendlier and smilier with each other?" article written just about every year. Never made a difference that I could see.)
ejg25
Pandrea and I are currently doing intensive study on just this subject right now. I pointed out that it's almost more confusing here than in a country where a different language is spoken, because they're the same words and the same slang, but they mean different things. For instance, there was some confusion tonight over "steamers," which are not clams but drunks.

I also noticed that Brits wield an apology frequently and in odd ways. When some folks were heading to the front of a bus at a stop and the bus driver began to drive off before they got off, they all started yelling, "Sorry, sorry!" Why were they sorry? In New York, the driver would have gotten a really different response.

Also, I like the signs announcing a "Traffic diversion." Traffic seems to have more fun here.

Mj, if 20 percent is the standard in L.A., then I've been short 5 percent for a few years now. It's 15 in New York.

Really, it's one of the unanswerable questions: Do Commonwealth people drink unusually a lot, or do Americans drink unusually a little? Of course, anyone who knows me would get an exaggerated view of how little Americans drink, because I'm a bit of a square. While I will drink, I often don't... sugar is by far my preferred poison, my obsession. Too many alcohols taste blecchy.

Also, I think it's possible that we're up against a factor exemplified by mj's Con story. When you get together people who like to spend all their time watching TV, you're creating a cross-section that eliminates most people who like to spend their leisure time in bars.
Mirren
QUOTE
I have to say that I was startled to be at a London pub and find it closed at midnight. That's awfully early for me.


In fact last orders are sounded in England at 2305 in pubs without late licences; it's awfully early for most of us, too. At least Scotland's already more civilized licensing hours are likely to be further extended (but with more control over happy hours and so on).

On the road signage front, the first time I went to the States I was very confused by this common sign. The only interpretation I could come up with was that it was pointing the way to a kebab shop (or indeed a "kabob" shop) ...
Vanishing Point
Surprisingly, given that I'm shy and would rarely start up a conversation with a stranger, I like it in places where people talk to you. Sydney is pretty friendly, waiting in queues for any length of time usually results in a conversation.

Travelling seems to bring it out in people as well. I remember a few hilarious conversations with drunks, once in Paris in a McDonalds at 6am waiting for the Tourist Information Centre to open, and another very bizarre conversation about poisonous snakes in some place in the middle of Sweden (the place where they make those red wooden horses, can't remember the name). The drunks had amazingly good English.
Nalian
One of my very good friends, Matt, decided that after he graduated with a degree in Architecture, he was going to join the Peace Corps. Off he went to Mongolia, where he's got about a year and 9 months left in his stay there.

His humor is a little off like mine, but he recently sent me this email about how things are in Mongolia and I really just have to share it because it made me giggle so much. Its possible it won't be nearly as funny to you lot because you don't know him..but who knows.



QUOTE
Subject: Mongolian culture... EXPLODES! 

          I’ve learned a few things about Mongolia that haven’t quite changed my life just yet, but I just know they’re waiting just below the surface to explode into a life-altering montage set to a song by Christina Aguilera.  Until then I’ll have to wait to learn that the power of the human spirit and a well-timed makeover can overcome all obstacles.  For now, these are the things that Mongolia has taught me about how to survive in this world:
         
          I’ve learned that ‘tomorrow’ is really a fictional time-construction and has no actual meaning in this world.  If tomorrow ever actually does happen in Mongolia, so many things will occur that there will actually be nothing left in the entire universe for anyone else to do, and Mongolia itself will be so completely overloaded by the sheer volume of new things that appear that it will sink into the earth.  Here’s a list of things that will arrive tomorrow juxtaposed with a fanciful little story I like to call actual time I’ve been waiting:

          Wood for my canvas (two weeks)

          A water cart (three weeks)

          A faucet for my radiator (a week and a half)

          Sheets for my bed (a month)

          (note, all of these things have been said to be arriving tomorrow no less than 5 times)

Also, the word “now” can mean anywhere from 7 hours, to 30 days to never (usually never).  Short list of things now doesn’t mean: now.



          I’ve also learned that it’s better to say that someone was ‘slaughtered’ (like an animal) than that they died.  This isn’t really funny, but really kind of weird.  If that bothers you, you can say that they “became a Buddha” but I think that’s a little presumptuous.



          I’ve also learned that there is no time that it is inappropriate to be drunk.  With some, there’s actually no time that it’s appropriate to not be drunk.  Number of times I’ve been almost forcibly pulled to a bar before 10 AM on a weekday: 3.  Also, getting drunk with an American is like running into a leprechaun at the end of the rainbow and having him ask you to hold his pot of gold while he makes you chocolate-chip pancakes.  I don’t know why this is, but I’ve never had to turn down drinks due to sheer volume until I came here.  Oh, and the best way to start a trip at 9 AM is to take two shots of vodka.  It hurts just remembering it.

         

          If two pregnant women hug, their babies exchange gender.  Now, this doesn’t seem like it would be that helpful, unless you have the ability to tell what gender someone’s baby is by looking at it and make pregnant women hug each other.  Actually, I’m not really sure what this would gain you either.



Before coming here, my first thought upon getting sick was that I had to be very careful not to get urine in my eye.  I realize now how stupid and crazy that was.  Unless, of course, it wasn’t the right kind of urine and that it was supposed to go somewhere other than my eye.  Depending on what kind of sickness, you’re supposed to rub urine from as many sources as your mother, your daughter, a cow, a horse, yourself, or basically anything that produces urine in as many places as your stomach, your mouth, your eye, your ear or basically anywhere that can possibly accept urine.  If you don’t relish the idea of rubbing urine on yourself, sometimes it’s ok (or required) to drink it.  Now, I know, this might sound crazy.  But what if I told you that the diagnosis for crazy is to rub a half liter of fox urine on your forehead.  I’m no urinologist, but that sound you’re hearing is the flimsy house of cards against the power of urine you built crashing to the ground.  Checkmate, established science.



          Sometimes it’s appropriate to give someone a box full of cow manure.  I always left this option open for myself in the past, but before coming to Mongolia I never had a real reason to do it.  Apparently, if you go to a pregnant woman’s house and she thinks she’s getting a gift, but you don’t give her one, she’ll get sick.  In order to scare the sickness out of her, you have to give her a box of crap, and then afterwards a real gift (candy or something).  A PC volunteer this year actually had to do this.  So many people are getting urine and feces as gifts when I get home.



          That sometimes it’s necessary to name your child “Bad Dog” or “Ugly Rock” or, I don’t know “Poorly-built House.”  Whatever, something bad.  Upon naming them this, you should tell them every day how ugly they are.  Apparently, (and it’s not bad parenting, which is what I thought at first) this keeps evil spirits away from sickly children.  After they aren’t sickly, they get a real name (most of the names here are actually pretty nice, like “Purity of Mind” or “Sunflower” or “New Decoration”).  So those of you who have heard of having children and think it might not be the worst idea in the world, consider calling them “Crapface” (that’s actually one of them, I nearly wet my pants).



          It’s impossible to simultaneously be a good person and be bad at sports.  Well, that might not be true, but everyone will be too busy talking about how bad you are at sports to consider whether this is the case.  On the other hand, even if you’re a professional puppy and kitten assassin wearing a coat made of human babies, but you’re good at sports, there’s a reasonable chance you might be made of King of Mongolia.  Good thing I’m pretty good at basketball and volleyball.  Oh, and if you even once looked at a picture of a person who was fat or heard someone tell a story that featured a fat person, you’re probably fat.  Tough, but fair.



          If you can successfully open a bandaid package, you’re probably a doctor.  This is entirely fine, unless you’re one of the .01% of the population who can open a package without having gone to medical school for 8 years.  I gave my host sister one bandaid and was then put in charge of making sure everyone in Mongolia didn’t die.  And the answer to every possible illness (after bathing in or drinking urine) is medicine.  In fact, even if you aren’t sick, it’s probably better if you take four or five antibiotics just in case.  And if you aren’t hungry, it means you need to go to the hospital immediately.



          Babies should be wrapped up loosely enough that they can breathe, but not so loose that they get enough air that they don’t perpetually sleep.  You’d have to see it to believe it, but it’s basically like holding a football.  And if you don’t want to hold football-baby, you’re a bad father and probably bad at sports too (see above).



          That’s more than enough to get through life, so I’ll just end this with a list of things that will cause the world to end:



          Hanging your underwear outside to dry

          Whistling inside

          Putting books on the floor

          Cutting the air with scissors

          Twirling your key

          Standing in the threshold

          Ever refusing anything anyone ever wants you to do (note, if you tell them you’ll do it tomorrow, you’re usually fine)

          Not drinking vodka when it’s offered to you, irrespective of time or location

          Walking under things (I’m still not sure what’s ok to walk under and what’s not)

          Taking things with your left hand

          Offering things with your left hand

          Being left handed

          It’s probably ok to have a left hand, but I bet if you lost it in a war defending right-handed people everywhere, you’d be some kind of hero

          Living alone

          Not eating meat (I didn’t realize what a dangerous agent of destruction I was until I came here)



That’s not all of it, but it’s enough.  So, if you’re doing any of those things, thanks for ruining the world for the rest of us, Captain Evil.

          This might be too negative even for me, but all of these things are actually true.  If I was a good person, I’d probably make a list of all the good things that I’ve learned and send an email full of flowery sentiments and pictures of unicorns I drew, but I’m not (see football-baby, above).  So, in case you’re worried that I’m over here “helping starving underprivileged babies or some shit” as Scott put it, know that instead I catalogue all of the faults of the country I’m in and then write them down.  I like to call it saving the world.
BJC
That's extremely funny.

The tomorrow/now reminds me of the certain way South African's use the word "now".

"Just now" can mean anywhere from the next minute to next week or even next month.

"Now now" means any time soon-ish.

It takes some getting used to.
scully
Yeah, apparently when my mum was living in Spain (over thirty years ago, mind you), 'mañana' ('tomorrow') was used very liberally and vaguely, as well.
libbylou
That is hysterical! What a sense of humour! Tomorrow...well I suppose it never actually comes so you're right.
ejg25
Funny stuff.

Though you might tell your friend that the baby thing is called swaddling, and has long been practiced around the world. Apparently there's some scientific backing to the phenomenon. While obviously it's not good to keep infants swaddled the majority of the time, apparently being wrapped up tight makes them feel safe because it's like the womb.
Pandrea
Hee, he funny. If he gets bored saving people with Band-Aids, he could go be the next David Sedaris.
kmm56
QUOTE
I’m no urinologist, but that sound you’re hearing is the flimsy house of cards against the power of urine you built crashing to the ground.  Checkmate, established science.

Bwah! And ew.
ejg25
Behold the power of pee.
Mirren
Here's a question for our north American pals. I'm doing some research into financial matters - opening bank accounts in Canada, getting a credit card and so forth - and I find to my horror that even so-called basic chequing accounts have monthly charges. For example, the HSBC account has a $6 monthly charge and then charges you each time you write a cheque or exceed a minimal number of transactions or ATM withdrawals.

Is that normal? I've never paid bank charges. Shouldn't they reward me? - after all, they're making a mint with the money I'm generously allowing them to play with.
ejg25
It's getting more and more common. In fact, there was a bank that touted having no fees at all (Republic), but HSBC bought it and ended that. I don't know if they have Washington Mutual in Canada, but they focus on no-fee accounts too. Also, some banks have higher-level accounts that won't charge you a fee so long as you keep a certain minimum balance in the account.

QUOTE
Shouldn't they reward me? - after all, they're making a mint with the money I'm generously allowing them to play with.


I'm not sure how much money is involved. If you're a Rockefeller, it's a fair point. But most banks actually lose money on the average small customer, because the costs of personnel and transactions outweigh the amounts kept in the accounts. Hence the fees.
Mirren
Sadly, I'm no Rockefeller. But I've always assumed that the interest I get from my current account was due to the return they could make from investing my money (although right now the interest rate is a pretty paltry 0.1% AER).

Here there are some "premier" bank accounts with monthly fees, but you expect to get something back for that, like free travel insurance, purchase protection or preferential overdraft rates.
libbylou
Mirren, just be thankful you're not in Australia. I look at my keycard and get charged. We get charged if our balance falls below a certain amount. If we have too many transactions per month. If we use an ATM that isn't our banks (though even if we do and exceed the transaction amount we still get charged).

There are a lot of charges, ergo, banks are not very popular in this country (sorry NatCat). Particularly when they are posting record profits and closing branches down in the one announcement.
BJC
Don't forget we get charged for just having the damn account. Seriously, I have to budget $20 a month just for "account keeping fees".
scully
Ditto in Canada, dude. In fact, the very idea that bank charges shock you, Mirren, makes me loathe our banks even more. Hell, I sometimes wake up in the middle of the night with cold sweats, cursing their names and everything they stand for. And then I get charged for it the next month.

But, yeah, consider 6$ cheap. Expect to pay 1.50$ to your bank if you use another institution's ATM. Expect to pay 1.50$ to your bank PLUS 1.50$ to the ATM when you're using one of those snot-nosed, no-bank-affiliation money machines. Expect to have a couple of checks free and 10-20 'self-serve' transactions a month with the cheapest plan offered. Expect to pay some kind of fee if your balance doesn't remain at over 1000$ for the entire month.

Adding to the general frustration is that by-the-book punk at Furie's bank who never accomplishes anything for us. Ever. In fact, the other night, the boy and I were discussing how hilarious it would be to have some bank robber try to deal with him. "I'm sorry. I can't process this robbery for you. I'll talk to my manager but it really can't be done.."

If you're aiming for Vancouver, maybe get an account at VanCity. They're a credit union, which means that although they do have fees, they tend to be cheaper and generally they'll treat you better (I'm not aware if there's an equivalent in the UK, hence my over-explaining). Generally. You usually have to pay an amount up front (50$ at VanCity) to open an account with credit unions, but you get it back if you close the account and you get dividends from them every year. It's all co-op-y an' shit.

ETA: There aren't any excessive (or any at all, sometimes) 'account keeping fees' that I know of. I mean, I once had to pay 1$/month to keep a savings account open, but that was all. Which isn't to say they don't exist.. Dun dun DUN.
BJC
With my bank unless I have a balance of over $20, 000 (yeah right), no matter what I do in the month, there is a flat $5 account keeping charge.

I will get around to changing banks next year, as there are some major banks in Australia without these fees, its just a hassle when I have so many direct debits set up on my existing account, and I've had it since I was eight.
ejg25
That's the thing. It really pays to shop around. I bet there's some bank with better terms and a much lower limit. My current checking account, for example, has no monthly fee, no transaction fees or limits, no ATM fees to anyone, whether they have a bank account there or not. Of course, I'd incur fees from the other bank if I used another bank's ATM. And then I have an online savings account with no fees, no transaction limits, and a higher interest rate than regular banks'.
scully
Between my mum and myself, we've had accounts at one time or another with all of the major Canadian banks. Rest assured, they all suck. But to varying degrees, at least. :-)
Nalian
I love my bank. No fee checking, no fee savings. Part of the SUM network, which most banks are around new england, so no fees on those. My bank doesn't charge me for using other people's ATMs, but the other bank might. I have a credit union back home I'm still part of as well, and there are no fees there either.

I did have to look around to find the bank, though. I'm sure I'll be bitching about the same thing, though, when we do finally make it up to Vancouver as well. Is that where you're headed, Mirren? I forget. I'm lame.
mjforty
I don't have any fees, either. This is a result of having direct deposit, though. Although I did notice that I had to call the bank with a question about my account and they charged me $2.00. I wrote a letter and asked them to remove it because it's simply ridiculous to charge me for customer service. They did but, if you factor in the paper and postage, I probably only came out about $1.00 ahead.
Pandrea
Oof, that stinks. I have just been having a problem with my bank and been cursing them, but thank goodness we don't have that here.

I also feel it's very unfair that in some countries people with mobile phones get charged when they receive a call or text as well as when they make one - this seems wrong. I feel bad thinking that if I phone someone abroad on their cell, they're having to pay whether they really want to speak to me or not.
Mirren
Yes, it’s Vancouver that we’re heading to, though the Canadian High Commission is taking its own sweet time processing our visa application … Seems like in the UK we’re lucky with our banking (a sentence I never thought I’d write). I’ll check out the credit union, thanks for the tip Scully; but I was hoping that I might be able to get an account at HSBC and preserve my 15 year credit history with them.
Boliver
I bank with a local credit union, and have no fees on my checking or savings. I have a debit card (works like a credit card except it comes out of my checking) that they gave me when I signed up for direct deposit. The only fees are when I use my debit card as an ATM card (using the pin number instead of signing the bill), and that only happens at one type of gas station that doesn't take credit cards, and at CostCo, which only takes Amex for a credit card. That's a $.20 fee each time. I pay maybe $.40 a month in fees. I do pay a fee for using another bank's ATM (charged by the bank that owns the ATM), but I so rarely have cash on me that it's a very infrequent fee.

I also have a money market with an investment firm (First Investors), and there are no fees on that, but I can only write checks of $500 or more on the account. But that's an "out of sight, out of mind" savings that doesn't get touched except once yearly when my life insurance premium comes out of it.
ejg25
You guys don't have to pay to receive cell phone calls? That's nice. Though maybe there are plans here that have that and I just don't know about them — my plan is so rock-bottom and inexpensive that it doesn't have any bells and whistles.
Mirren
You guys have to pay to receive cell phone calls? Wow, maybe my budgeting for the move to Vancouver needs some serious revisiting.
Boliver
I'm pretty sure we don't pay to receive calls on my cell, but part of the plan we bought was for unlimited free long distance. Maybe that makes a difference.

I know a lot of people are simply giving up their home phones altogether and are using cells for everything, with the long distance packages being so cheap nowadays.
scully
We've been doing that almost ever since I moved to Van. I barely use the phone as it is and paying 30+$ for one that doesn't even follow me around kind irked me. What's nice, though, is that my cell provider just started offering unlimited local calling. So it's now the best of both worlds.

The only risk involved, I guess, is that since cells, contrary to landlines, are not an 'essential service', if we have trouble paying the bill, like what happened very recently, there's nothing preventing them from cutting us off. So, had there been an emergency, I would've had to get rapidly acquainted with our neighbors in order to call 911. Ah, well. Such is life..
Nalian
What you pay for are the minutes. Every minute you're on the phone counts against your monthly minutes, whether you're making or receiving the call. At least on some plans. I have unlimited minutes on receiving calls - if someone calls my cell it doesn't count against me at all. I have 900 minutes a month to call anyone else before that counts against me.
Pandrea
I'm not aware of any phone plans here which charge to receive calls or count it against your total. Mind you, I do pay-as-you-go.
Vanishing Point
QUOTE
I'm not aware of any phone plans here which charge to receive calls or count it against your total. Mind you, I do pay-as-you-go.

Same here. I basically have my mobile phone so that I can receive calls and wouldn't have bought it if was going to cost me anything. As it is it costs me about $150 AUD a year which is pretty cheap.

I was even annoyed that some carriers charge you to listen to your voicemail. With my "plan", which isn't really a plan as it's pay-as-you-go, I pay for nothing other than outgoing calls and outgoing SMS messages.

Some companies here must charge for incoming SMS messages. I seem to remember there was a big furore when our biggest carrier Telstra mass SMSed all of their users and then forced them to pay to receive it.
scully
Well, cellular service has (I think) always been an arena in which North America is desperately behind the times compared to.. everyone else. Hell, we've gotten 'new technology' on our handsets recently that, seriously? The Japanese must so be rolling their eyes at us.

"You're excited about colour screens and incorporated digital cameras? Ah ha, yes. You are super-white! (to quote a favourite phrase of mine)"
ejg25
Scul, 911 is a free call from all cell phones. It works even when your account has been terminated, I believe.
scully
Hmm. I'll look into that. Thanks! (for potentially saving our lives. Heh.)
melusina
The only thing that makes up for having to pay to receive cell phone calls in North America (whether you're using up 'free' minutes or actually paying) is that to make a call from a landline to a cell phone, providing you're in the same area code, doesn't cost anything.

I also find it odd that in North America your cell phone is linked to your location. Everywhere else, there's a whole separate number for cell phones - where in the country you bought the thing doesn't affect the number at all.

And I found it very funny to see all the ads on public transport getting excited about texting when I was back in June and October!

Mirren, I used CIBC when I was in Canada; they had minimal (maybe no? can't remember) fees, and only charged me when I used another bank's ATM. I do think the UK has the best banking system I've experienced, and the nicest call centre people. It's so lovely to actually be able to talk to someone easily instead of going through 10 minutes of recorded messages ... even if they are based in India!
Veda
QUOTE (melusina @ Dec 17 2003, 07:45 AM)
The only thing that makes up for having to pay to receive cell phone calls in North America (whether you're using up 'free' minutes or actually paying) is that to make a call from a landline to a cell phone, providing you're in the same area code, doesn't cost anything.

I think that too varies from plan to plan or is perhaps exclusive to Canada. I'm pretty sure it uses up my minutes in that scenario.

Fortunately plans with unlimited minutes are becomming much more economical so I would imagine in another year or so this whole who pays for the call will become moot anyway.

So if your cell phone isn't linked to your location do you not have roaming fees or long distance fees within the country?
Mirren
Yes, we have roaming charges for making phone calls abroad but my price plan doesn't distinguish between local landline calls and national landline calls (or between calling mobiles that are physically near me and mobiles that are far away). I think that's generally the case here.
ejg25
Yeah, in the plans I'm familiar with, it's the other way around: a call from a cell phone to a land line is free for all concerned, given the cell phone has unlimited minutes.
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